Where I put my money

I consider this post an excellent starting point for anyone beginning their financial journey. It closely resembles the approach I took in my 20s, yet I haven’t seen this advice articulated so clearly before. The piece outlines the various places you can invest your money, detailing the pros and cons each financial vehicle presents.

One important thing I focus on is “allocation priority.” That is, money needs to pay for X before it can pay for Y, or else I put myself at risk. This priority forms a sort of flowchart. There are more complicated ones online (search “personal finance flowchart reddit” for some goodies) but this one adopted from one I saw on r/bogleheads many years ago covers pretty much everything for me.

Round Rects Are Everywhere!

A brief design story exploring the reason why you rarely see square boxes in apps.

Bill Atkinson worked mostly at home, but whenever he made significant progress he rushed in to Apple to show it off to anyone who would appreciate it. This time, he visited the Macintosh offices at Texaco Towers to show off his brand new oval routines, which were implemented using a really clever algorithm.

Why Bluesky Remains The Most Interesting Experiment In Social Media, By Far

Bluesky is a new experiment — what if we built a social network that looks and feels like the Twitter you used to know and love, but isn't controlled by a major company? Take a deep dive to understand what makes Bluesky different from every other app, how it puts you in control of what you see, read, and watch online, and why, if Bluesky succeeds, even they won't be able to ruin the product in the name of profit.

These days, everyone hates big tech, and that’s often for very good reasons. You shouldn’t trust giant centralized companies that have collected a ridiculous amount of data on you. There are few reasonable alternatives, so they can keep you stuck in their silos.

But, at the same time, one reason why people keep using those big tech services is because the underlying services are useful. The ability to connect with people and information around the world is still quite wonderful. However, the fact that so much of the internet has become controlled by a few giant companies remains a problem.

It's also been a very fun place to hang out, plus you can follow me and Plinky there. 😉